Just enter your years of service, final average salary, and multiplier, then get an instant estimate for CalPERS, CalSTRS, NYCERS, TRS Texas, LAPD, NYPD, and 30+ other US retirement systems. No signup. No email. Results in seconds.
This free tool helps US public employees estimate a retirement pension in a few seconds. It covers more than 30 public pension systems, including statewide giants such as CalPERS and CalSTRS, city funds such as NYCERS, and police and fire plans such as LAPD and NYPD. Choose your plan from the category boxes above, fill in a few numbers, and press Calculate.
Pick your plan from the colored category boxes: county systems, state teacher and employee systems, city systems, statewide pension giants, municipal systems, and police and fire systems. You can also type a plan name into the search box. When you choose a plan, a calculator opens right under that category with the plan's typical multiplier and retirement age already filled in, together with a detailed guide for that specific plan.
Enter your years of service, your final average salary and your benefit multiplier. If you are not sure about a value, tap one of the preset buttons to see a sample result first, then change the numbers to your own.
Open the advanced options to include early-retirement reductions, cost-of-living adjustments, inflation, expected salary growth, survivor benefits and Social Security offsets (WEP and GPO). These settings show the real long-term value of your pension, not only the first monthly payment.
After you calculate, compare retirement ages in the age table, check the what-if cards, save the estimate in your browser, and print or save a PDF. Finally, always compare the numbers with your official plan statement, because tier rules and salary definitions differ from plan to plan.